Power Wheelchair Reimbursement

Let's see how, in case of getting a power wheelchair, having Medicare Medigap insurance can bring your out of pocket expenses down to zero. Medigap is a US nationwide Medicare supplement plan which helps defray or completely eliminate your out-of-pocket expense for medical services or durable equipment such as power wheelchairs.

When Medicare approves your application for reimbursement of your power wheelchair, you are still responsible for paying the deductible and the Medicare coinsurance for power wheel chair, which is currently 20% of the total cost after deductible. The Medicare will contribute 80% of the cost of the power wheelchair. Getting a wheel chair could be a real bargain to you.

There are currently ten different Medigap or Medicare Supplement plans, named Plan A, B, C, D, F, G, K, L, M, N. As far as getting the coinsurance reimbursement, as well as the deductible 100% AND 100% of the Medicare coinsurance, you must be enrolled in the Medigap Plan C, or Plan D. If you are okay with paying the deductible (currently $150-$200 per year), but want 100% of the coinsurance paid, then you must choose plans A, B, F, G, M or N. Finally, you will still get reimbursed 50% of the coinsurance with the Medigap Plan K and 75% of the coinsurance with the Medigap Plan L.

Are you currently enrolled in Medigap? If you do not have Medicare yet, the best time to enroll in Medigap is at the same time when you enroll into Medicare, or within 6 months from your Medicare Part B enrollment.

You will see that navigating the Medicare - Medigap landscape to get the maximum benefit from Medicare is not simple. So, do take advantage of the online or offline medical equipment store or mobility scooter store person who deals with Medicare or insurance reimbursement. Also, your doctor should be knowledgeable about the detailed procedures for maximal reimbursement. When you do everything right, you might end up paying nothing out of pocket for your well deserved power wheelchair.

Regardless of your coverage, your research should always start online. Select here to compare power wheelchair models that are currently available at a discount on Amazon. Be sure to read a customer review or two, perhaps get some valuable wheelchair tips, and get a feeling for online prices and best fitting models and brands.

For additional supplemental reimbursement options for power wheelchairs, check out section Supplemental Medicare Coverage. Or you can go to reviews of types of medicare power chairs you can choose from.